Our caisse partners with municipal employee unions and Desjardins Sécurité financière to bring you competitive group savings products. Simply put, it is a savings plan available exclusively to groups of workers, giving you access to economies of scale and benefits like reduced management fees!
Group savings products
It pays to pool your savings
Plenty of benefits!
Take advantage of the following benefits
- Savings on management costs
- Faster growth of your capital
- Option to include your spouse
- No minimum deposit to access preferential rates
Choose the savings plan that works for you:
- Defined contribution pension plan (DCPP)
- Registered retirement savings plan (RRSP)
- Simplified pension plan (SPP)
- Tax-free savings account (TFSA)
- Non-registered savings plan (NRSP)
- Investments
Multiple ways to withdraw your savings when the time is right:
- Locked-in retirement account (LIRA)
- Group life income fund (PLIF)
- Group registered retirement income fund (RRIF)
- Life annuity
Beneficiary associations
At this time, members of the following associations are eligible:
- Association des pompiers de Montréal Inc. (APM)
- Syndicat des pompiers et pompières du Québec (SPQ)
- Quebec municipal employees
- Conseil provincial du secteur municipal (CPSM-SCFP)